Overall consumer credit continued to expand in the fourth quarter of 2025, with growth in both nonrevolving and revolving credit. Nonrevolving credit, which includes student and auto loans, accounts for 74% of total outstanding consumer credit, while revolving credit, which …
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Visa Plans Biggest Swipe Fee Changes in a Decade
The rates U.S. merchants pay to accept Visa cards at their stores will see its highest rise in a decade, according to a new report from Bloomberg. Visa’s interchange rates, which are fees charged each time a consumer uses a …
Read More »Business Services Save Retailers Time and Money
Contending with legal issues is a must for independent business owners. Tasks in those categories often come with headaches and dollar signs. NRHA partners with a variety of service providers to offer alternative, affordable solutions for complicated services like insurance …
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Hardware Retailing The Industry's Source for Insights and Information



