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Now’s the Time for EPLI

A former employee brings a lawsuit against your business, claiming he was retaliated against for filing a workers’ compensation claim.

An employee quits and files a charge with the EEOC, claiming race discrimination. Charges against your business, claiming gender discrimination, are dismissed—but you are on the hook for $4,000 in defense costs.

If these scenarios have you thinking “it can’t happen here,” think again.

The Time’s Up and #MeToo movements have had a sweeping impact on the American workplace, highlighting long-standing inequality and harassment across all industries. Every employer, no matter how scrupulous, should take note. In response to this cultural shift, many state legislatures have drafted changes to statutes and employment laws, which are changing federal and state policies, record keeping and training requirements.

Claims of discrimination, sexual harassment, wrongful termination and other employment practice problems are time-consuming and difficult to resolve. This is a fact whether the claims are true, groundless or stem from unintentional acts. Employment Practices Liability Insurance (EPLI) provides coverage for the legal costs associated with defending these claims.

EPLI coverage from Pennsylvania Lumbermens Mutual Insurance Company provides broad protection. It can cover charges brought by employees, customers and vendors. Plus, because many smaller businesses do not have the human resources or legal counsel necessary to minimize employment practices liability risks, our coverage offers:

  • Access to PLM Employer Protection, an online loss prevention program
  • Access to a toll-free legal advice line
  • Specialized claims handling by professionals who know your business
  • Access to experienced employment law firmsWe know the legal landscape of employment is changing. Pennsylvania Lumbermen is here to support you with EPLI coverage to smooth your way in the modern workplace. Learn more here.

About Liz Lichtenberger

Liz is the special projects editor for Hardware Retailing magazine. She reports on news and trends, visits retailers, and attends industry events. She graduated from Xavier University, where she earned a degree in English and Spanish and was a member of the swim team. Liz is a Louisville, Kentucky, native who lives in Indianapolis with her husband and two children. She enjoys swimming, reading, doing home improvement projects around her house and cheering on her two favorite basketball teams, the Kentucky Wildcats and the Xavier Musketeers.

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