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Ace Affirm

Ace Hardware To Offer Flexible Payment Options for In-Store Purchases

Ace Hardware is partnering with Affirm, a payment network that provides a pay-over-time option to customers shopping in-store. With over 5,200 locations, Ace now offers Affirm at participating retailers across the U.S., giving consumers a flexible and transparent way to buy now and pay later for their home improvement, lawn and backyard projects.

Customers can pay with Affirm in-store at Ace Hardware by scanning a QR code at checkout in participating stores, which initiates a quick, real-time eligibility check. Approved consumers will see the payment options available to them for purchases starting at $50. Affirm shows consumers their terms up front with no late fees or hidden charges.

“For more than a century, Ace has been proud to help neighbors with the right products, advice and support,” says Andy Enright, senior vice president, retail strategy and operations at Ace Hardware. “Our partnership with Affirm builds on Ace’s Helpful promise, giving customers more flexibility to take on the projects that matter to them—whether it’s refreshing a room, enhancing the backyard or tackling a to-do list.”

Ace Hardware joins over 360,000 Affirm retail partners, including World Market, Williams Sonoma, Pottery Barn, West Elm and more.

“From essential daily repairs to bigger home upgrades, Ace is where people go for their home improvement needs—and it’s a category where flexibility at checkout really matters,” says Pat Suh, senior vice president of revenue at Affirm. “That’s why we’re so excited to partner with Ace and give their customers transparent payment options tailored to their needs, right there in-store. By underwriting each transaction in real time, and never charging late or hidden fees, Affirm ensures Ace customers always know what they’ll pay.”

About Lindsey Thompson

Lindsey joined the NHPA staff in 2021 as an associate editor and has served as senior editor and now managing editor. A native of Ohio, Lindsey earned a B.S. in journalism and minors in business and sociology from Ohio University. She loves spending time with her husband, two kids, two cats and one dog, as well as doing DIY projects around the house, coaching basketball, going to concerts, boating and cheering on the Cleveland Guardians.

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